Terms of Service


This agreement is entered between GRA Benefits Group, LLC (Licensor) and you (Licensee).

This agreement shall be effective as of the date of sign up and shall remain effective until a) the Licensee’s subscription expires or b) is canceled in accordance with the terms outlined below.

Terms and Conditions
The Licensor has developed the software included in this agreement and the Licensee has expressed an interest to become a user of the software.  In consideration of these facts, the Licensor and Licensee agree to abide by the following terms for the duration of this agreement:

License
The Licensor shall maintain total ownership of all intellectual property related to the software being used. This is inclusive of any upgrades, symbols, copyrighted images and documents within this software.  Neither the Licensee or any sub-users may copy or distribute any pieces of the software.

Licensee Qualifications
To be a qualified Licensee user, the user must be a licensed agent in the state of Michigan or working on behalf of a licensed agent in Michigan, collectively known as the "Licensee user".  The licensee user must also be licensed with the insurance carriers that the user intends to quote.  All Insurance Carrier, General Agency or Managing Agency representatives are not permitted to access 1Quote without express written consent from GRA Benefits Group.

Sub License
Licensee shall not grant their right to usage of the software to any other party without prior written approval from the Licensor.  Should additional parties be approved as additional sub-users, those parties shall be bound by the terms of this agreement.

Privacy
The Licensor will not share any information the Licensee uploads into the 1Quote system with any other 1Quote Licensee outside of the Licensee's agency.  GRA will not use any information obtained from the 1Quote system for sales leads nor contact any group listed in 1Quote.

Release
The Licensor will release the software with all testing completed prior to release.  The Licensor shall, to the best of their ability, keep all software related to this agreement up to date and operational throughout the term of this agreement.

Support and Training
The Licensor will provide web-based training and answer Licensee support questions.

Payment
Licensee authorizes regularly scheduled charges to the credit card used during sign up.  Licensee will be charged each billing period for the total amount due for that period. A charge will appear on the Licensee’s bank or credit card statement. Licensee agrees that no prior notification will be provided for each scheduled payment.  Licensee certifies that the Licensee is an authorized user of this credit card and will not dispute the scheduled transactions with the Licensee’s bank or credit card company; provided the transactions correspond to the terms indicated in this agreement.  Licensor reserves the right to review and adjust Licensee access fees at any time with 60 day prior notification to Licensee.

Termination
Either party may terminate this agreement by providing written notice of termination or canceling through the software’s user interface.  Upon termination the Licensor will not provide any refunds.  The Licensee’s access to the software will remain active until on or around the paid thru date of the subscription.  This paid thru date will vary depending if the Licensee selected a monthly or annual subscription.

Agreement
Both parties agree to all terms and conditions listed in this agreement. Use of this service implies both parties acknowledge they have read and understand this agreement in its entirety.